It's never been easier to take full control of your finances

Never lose track of where your money goes. No matter your lifestyle, Spendwatch helps you manage your finances, so you can focus on what you love.

Spendwatch mobile app home screen
Spendwatch app budget screen

Plan and Spend in One Place

Pay for bills, send money to loved ones, and track them against your spending plans in one place. No more bouncing between apps or trying to remember where you spent your money. Your money surprises are finally over!.

How it works

Here's how Spendwatch helps you control overspending and wastage by putting you incharge of your spending.

Step 1

app new budget screen

Plan

Allocate funds for your expenses in your secure wallet separate from your bank account. Instead of managing multiple bank accounts, have a plan for your money by creating multiple spending plans within one wallet and spend accordingly. Create unlimited plans for daily, weekly, monthly, or one-time expenses. Spendwatch keeps track of your spending.

Step 2

app payment screen

Spend

Pay for bills, send money and see every transaction, synced, and categorized for easy tracking. With Spendwatch, you'll always know exactly where your money is going.

Step 3

app tracking screen

Track

Spendwatch provides you with personalized insights into your spending habits per spending plan. See where you're overspending and where you can cut back. With Spendwatch, you can achieve your financial goals faster.

Spendwatch card service

Coming soon.

Cards designed to make your life easy

Our cards enable effortless spending while keeping you on track with your plan, giving you complete control over your spending.

Spend ONLY from plans you assign to your card per time. No more surprises!

Plan Ahead

Stay on top of your bills and expenses by creating spending plans ahead for your future expenses. Planning your finance has never been easier.

calendar

Save Money and Time

With Spendwatch, you can easily track your expenses and stay within your spending plan. No more overspending and regretting it later. Plus, Spendwatch enables easy categorization of your expenses, saving you time and effort.

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Secure and Private

We take your privacy and security seriously. Spendwatch uses bank-level encryption to keep your data safe and secure. Plus, we never sell your data to third parties.

woman looking into laptop

Easy to Use

Spendwatch is super easy to use. You don't have to be a financial expert. Our user-friendly interface makes it easy to track your expenses and create spending plans ahead.

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Users Review

Now I can spend rest assured that my main bank account is free of expenses having moved it over to Spendwatch where I can properly plan and spend. No matter how I spend I know I can't suddenly go broke.

Nathan
CEO, JQ Group Int'l Ltd

What has been a challenge to financially plan and execute successfully for a while now was super easy with the app, that I even had surplus. Before now, I just couldn't tell how the money goes without a trace.

James
Business man

I was able to download and complete the onboarding. Really clean, I love the interface. Onboarding process was quite straightforward.

Anonymous
Software Engineer.

Frequently Asked Questions

How does the app help me manage my expenses?

Spendwatch offers various features to assist you in planning for your expenses. You can create personalized spending plans for different categories such as groceries, entertainment, bills, etc. The app also provides insights into your spending habits, to help plan your future spending.

Is my financial data safe with Spendwatch?

Yes. We take the security and privacy of your financial information very seriously, Spendwatch uses industry-standard encryption protocols to ensure that your data is protected at all times.

Can I make payments directly through Spendwatch?

Yes, one of the key features of Spendwatch is its integrated payment functionality. You can pay bills, transfer money to friends and family, and even make purchases directly from the app. This streamlined approach simplifies your financial transactions and helps you stay within your spending plan with your payments.

Is the app free?

Yes, Spendwatch is absolutely free to use. We only take a low fee for transactions.

Does Spendwatch offer customer support?

Yes. Our dedicated customer support team is available to assist you with any questions or issues you may encounter while using Spendwatch. You can reach out to us via email, phone, or via WhatsApp for prompt assistance.

Got other questions?

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Experience an easier way to take full control of your finances